Direct Private Lender

Flexible capital
for complex
real estate.

Benlior Capital is a direct private lender specializing in bridge, construction, and development financing ranging from $2M to $50M. We underwrite in-house and move quickly on time-sensitive transactions.

Submit a Deal Our Criteria
At a Glance
$2M+
Minimum Loan
80%
Max LTV
85%
Max LTC
25–45d
Typical Close
How We Work
Bridge Value-Add · Transitional · Lease-Up
Construction Vertical · Heavy Rehab · Conversion
Development Full Capital Stack · Ground-Up
Multifamily Core Focus · All Vintage
Mixed-Use Commercial · Retail · Office

Lending
Criteria

We deploy our own capital. Every term below reflects our actual underwriting parameters. If your deal fits, you'll be speaking directly with a principal.

01 / Loan Parameters
Deal Size
Minimum Loan$2M
Maximum Loan$50M
Loan TypesBridge · Construction · Development
Capital StackSenior · Mezz · Full Stack
02 / Leverage
LTV & LTC
Max LTVUp to 80%
Max LTCUp to 85%
Min DSCR1.15x – 1.20x
ConstructionConsidered
03 / Pricing
Rates & Fees
Bridge RateSOFR + 300–500bps
Construction RateNegotiated at closing
Origination Fee1.0 – 2.0%
Loan Term12 – 36 months
04 / Sponsor
Sponsor Profile
Track RecordDemonstrated · Verifiable
Experience RequiredYes — asset class specific
Min Credit Score680+
Foreign NationalsCase by case
05 / Geography
Coverage
CoverageNational
Preferred MarketsSouthwest U.S.
Market TypeMajor & Secondary MSAs
Rural / Non-MSANot considered
06 / Structure
Loan Structure
RecourseRequired on all loans
GuaranteeRequired · Strength varies
Extensions6-month extensions available
Close Time21 – 45 days

Submit
Your Deal

Share the basics — asset type, loan size, geography, and timeline. We'll review and follow up within one business day.

What happens next: A principal reviews your submission directly. If the deal fits our criteria, we'll be in touch within 24 hours to discuss terms.
We'll respond within 1 business day.